What Happens When Your Home Insurance Company Asks About Work Equipment
If your home insurance company ever asks you directly about the equipment you use for work, it’s probably not a routine check-in. More likely, you’ve filed a claim — or they’ve started looking more closely at how your home is being used. And that’s when remote workers often discover a gap they didn’t know existed. I’ll be honest: I used to assume my homeowners policy had me covered for my laptop, desk, and monitor. It felt logical — they’re in my home, so why wouldn’t they be protected? But the insurance industry draws a sharp line between personal belongings